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Unrealistic Timelines
- “I’ll pay you back tomorrow” or “We’ll be rich in a month.”
- The speed promised is far beyond what’s plausible.
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Absolute Guarantees
- “This is 100% risk-free.”
- In finance, there’s always risk. Absolute certainty is a red flag.
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Promises Without Evidence
- They can’t show savings, income, or contracts to back up their claims.
- It’s all talk, no documentation.
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Scope Creep in Commitments
- They keep adding more promises: car, tuition, business investment, inheritance.
- The list grows faster than their actual capacity.
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Deflection When Asked for Details
- If you ask “How exactly?” they dodge with vague answers like “Don’t worry, I’ve got connections.”
- Avoiding specifics is a hallmark of overpromising.
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Future-Based Funding
- “Once my deal closes…” or “When I get that promotion…”
- They rely on hypothetical future money, not current resources.
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Status Signaling
- They talk about “exclusive opportunities” or “big projects” to sound important.
- The promise is more about ego than reality.
Luos are liars.

