Listen

My days of loaning niggas money is over. I don’t care if you’re gonna be homeless, losing your leg or got one testicle fallin off…

I AINT GOT IT… go ask someone else beloved

And then niggas got the nerve to get an attitude with you when you ask for your own bread back

only lend what you are willing to lose.

Have you ever seen someone spending a wad of cash and they aint paying you back? What I do now is recommend phone loan apps to anyone who needs cash…There is Tala, Branch, Uber Pesa, Timiza. I rather you deal with CRB.

Dont lend. Give. If they return, they return.

I don’t give, i lend, atleast the person won’t have the balls to come back and dare request for another one…and if they do, just remind the fella about the previous loan…

The bad thing is that wanaharibu urafiki anyway lend what you can afford

Thats giving

I REPEAT LEND ONLY WHAT YOU ARE WILLING TO LOSE.

…On a different level. If i gave it out without making it look like a loan, jamaa atarudi tu kukupunguzia akiba zaidi… The purpose being to stop the baggah from approaching me again…

namaanisha kwa roho unajua umepeana …you know damn well thats a bad debt

There is a lady I loaned some monies and we happen to be in the same whatsapp group.

A debate ensued about debts and I saw her commenting that you need not to loan friends. Just help them out even when your friend approaches you requesting for a loan.

Nikajua hizo pesa nimemkopesha zimekunywa maji.

All the same, ng’ombe zinakopa na hazirudishi pesa mimi hu.cut ties. These are people who can do worse.

I’ve listened…