is our fate pre-determined?

What then shall we say? Is God unjust? Not at all!
[B]15 For he says to Moses,“I will have mercy on whom I have mercy,
and I will have compassion on whom I have compassion.”[f]

16 It does not, therefore, depend on human desire or effort, but on God’s mercy[/B]. 17 For Scripture says to Pharaoh: “I raised you up for this very purpose, that I might display my power in you and that my name might be proclaimed in all the earth.”[g] 18 Therefore God has mercy on whom he wants to have mercy, and he hardens whom he wants to harden.
19 One of you will say to me: “Then why does God still blame us? For who is able to resist his will?” 20 But who are you, a human being, to talk back to God? “Shall what is formed say to the one who formed it, ‘Why did you make me like this?’”[h] 21 Does not the potter have the right to make out of the same lump of clay some pottery for special purposes and some for common use?

This topic has been tackled in the Determinism vs free will topic in philosophy.

For me, the jury is still out there, am yet to understand if my fate was already planned or if am the one charting my path…maybe it’s the combination of both

from my own understanding, God chooses who to choose Him.

If you were a puppet would you want to see the strings?

We don’t choose God, He chooses us.

John 15:16 You did not choose me, but I chose you and appointed you that you should go and bear fruit and that your fruit should abide, so that whatever you ask the Father in my name, he may give it to you.

Galatians 1:15 But when he who had set me apart before I was born, and who called me by his grace,

2 Thessalonians 2:13 But we ought always to give thanks to God for you, brothers beloved by the Lord, because God chose you as the firstfruits to be saved, through sanctification by the Spirit and belief in the truth.

Ephesians 1:11 In him we have obtained an inheritance, having been predestined according to the purpose of him who works all things according to the counsel of his will,

John 15:19 If you were of the world, the world would love you as its own; but because you are not of the world, but I chose you out of the world, therefore the world hates you.

Romans 8:29 For those whom he foreknew he also predestined to be conformed to the image of his Son, in order that he might be the firstborn among many brothers.

does that mean there are people who were never meant to get born again pre-destined from creation?

Kuna thread ya predestination

All of mankind is by default inclined to love sin, hell and the devil. It’s just that the mercy and Grace of God decided to extend and save a few that He couldn’t bear to see them perish. Those people have their names written in the Lamb’s Book of Life. They are redeemed, purchased by God and their names can never be blotted out of his sight. Even before the foundation of the world was set, God had already chosen His people.

You might want to look into causality and determinism. This video is a good start.

I make a point of studying stoics in depth, and in the pages you find a love for the practical.

In your actions you create reactions and to me that is the only thing that matters ;change.

So whether my life is predetermined, of what use is reflecting on it? Even the reflection is predetermined going by that logic.
I do what I can when I can, why burden your mind with such a delicate weapon as religion?

Why not practice restraint, kindness and patience?

Such a brief life held hostage by ancient literature and meddling parasites.
Death is the great equalizer, and we all have to face it reluctantly or otherwise.
Whatever will be, will be.