Is okoa jahazi truly legal?

Hii kitu inanikera sana! Are Safaricom legally licenced to charge interest on airtime credit advance, okoa jahazi? And so do they pay taxes for the same? And would one imagine is their annual returns for this venture alone?
Mimi hapa…?

He he hio interest imekuuma #MidMonthTingz

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aki hiyo kitu huniuthi, pamoja na story ya credit na bundles kuexpire

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Kwani ni laxima uokoe jahazi? Na kwani hukisoma terms and conditions? Kama umeshindwa kulipa Don’t blame the system

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Okay

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Haki ya Mungu sijawahi kuona terms and conditions za okoa jahazi! Besides si ni ujanja nikukopeshe pesa unilipe na interest halafu hizo hizo pesa ununue bidhaa kwangu? Faida mara mbili!

You came n saw a game,u decided to play n got ur a$$ had,now deal with it.mimi huogopa anythng safcon try to push to me

you can always go back to drumming your message across the plains

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While you were enjoying the money you we’re not complaining, ikifika nikulipa unalia. Asante ya punda kweli.
Here are the terms:
[SIZE=6]Okoa Jahazi Terms and conditions:[/SIZE]

An advanced service fee of 10% is charged for each request.

Your mobile number must have been active on safaricom for at least 6 months.

Your airtime balance must be less than KSH 2 for you to qualify.

You can make calls and SMSes to Safaricom and all other local and International networks.

You can browse the internet with okoa Jahazi.

You can request for Okoa Jahazi airtime of KSH10, KSH20, Ksh 50, Ksh 100, Ksh 250, Ksh 500 and Ksh 100.

You can not borrow okoa Jahazi when you have an outstanding balance.

The Okoa Jahazi service is not available to Post paid safaricom subscribers.

The borrowed airtime is deducted the next time you top-up your line with credit unitl fully recovered.

You can request for okoa jahazi airtime daily as long as you have fully repaid the previous airtime advance.

You cannot Sambaza / transfer your Okoa Jahazi airtime.

You cannot request for okoa jahazi if you have an outstanding balance.

The airtime advance must be repaid within 96 hours from the time of request.

If Okoa jahazi payement is not done within 96 hours, you will not be able to access the service for 7 days.

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hio sio intewest ni pwocessing fee

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:D:D:D:D:D:D:D:D

Safaricom wamenicon six bob siku ingine na imeniuma sana. wako na tumessage sikama
“verify your drivers licence details from NTSA by sending DL to(insert some number here)”
Nikiexpect ma-details. Waaapi. Wakanikata siz bob alafu they just sent me a message telling me that i can now always enquire from NTSA from today onwards and each message will still cost six bob. Nika-unsubcribe immediately.
Looking at the language, it seems it is tailored to make you think that there is something wrong.
Mwizi HOMOconmore

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I always believe Bob Clooymore pissed and shitted on the good job Michael Joseph was doing