If, I have 1 mirrions Kshs..

I can either place it in the currently issued Treasury Bills issue at about 9.5% after 364 days (less 15% withholding tax) meaning I expect 1,080,000 at the end of 1 year…
Ama I can invest in an uber - get maybe 400k by end of year accounting for expenses (but with an older vehicle whose value is half the 1 Mill invested).

What investment is better wadau??
Iko ingine maybe sijafikiria? This has to be passive…I cannot be there to manage it day to day.
Real estate returns on the other hand ni low sana in the current market…