CS Nakhumicha seeks to rebrand NHIF to National Social Health Insurance Fund (NSHIS). Do we really need this?

Sadly you are correct, Kenyans are plagued with capitalism and will sell their kin to the highest bidder.

What stage of capitalism is this?

Corruption stage

Late stage capitalism or catabolic capitalism.

“Catabolic capitalism will profit from scarcity, crisis, disaster, and conflict. Warfare, resource hoarding, ecological disasters, and pandemic diseases will become the big profit makers. Capital will flow toward lucrative ventures like cybercrime, predatory lending, and financial fraud; bribery, corruption, and racketeering; weapons, drugs, and human trafficking. Once disintegration and destruction become the primary source of profit, catabolic capitalism will rampage down the road to ruin, gorging itself on one self-inflicted disaster after another.”