*100*100# to prevent SIM Swap Fraud

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How do they expect someone to be on their phone monitoring messages at all times?
Also doesn’t explain how after the swap, the criminal is able to obtain secret information such as MPESA PINs, bank account PINs etc…

I suspect mpesa agents are involved in the crime syndicate.

Installation of shady apps and poor cyber hygiene e.g. Social engineering, clicking on random links and surveys.