Kenyans should feel lucky that most of their economy is largely an informal one.
Americans are being fired left and right from corporate jobs and they’re are so fucked because there’s not really a concept of “opening your own mutura and choma joint”. There’s nowhere to run, for the most part.
So don’t be shocked when you see summer bunnies extending their stay this holiday. Hakuna kazi.
America ni ya billionaires Kama AppleBee. Wage slaves are incredibly fucked forever. Niliona mzungu kwa supermarket akiangalia mayai ikabidi amechukua ile ya 12 eggs instead of the usual 18 eggs or 30 eggs one hehehehehe. Aliniangalia akaniambia “eggs are so expensive nowadays” thinking I’m a fellow wage slave nikasmile nikamwambia “you gotta love capitalism, right?” very sarcastically.
Nikienda home nikapitia kwa subway jamaa homeless ameketi kando anauliza billionaires “do you have any change?”. Nikamwangalia na huruma ikabidi nimempatia $20.
Ni kubaya wadau. Hata sirkal ya Trump haina pesa. Wewe unaskia salaries ziko delayed unafikiria ni machezo? Maghasia izi!!!
Huyu akona nyumba, shamba, ni drug free, cheap groceries, cheap pussy, cheap electricity, Internet and water. Akilipa SHA 500 per month ako sawa , What else do you need ?
50 year mortgage sounds very appealing for a lot of people because if your mortgage was $3500 a month, suddenly it’s $1800.
Msee ako na mortgage ya $2500 all of a sudden inashuka to $1300. Lots of interest will be paid but it lowers the financial burden TODAY.
Lakini the way America works is that it’s only a matter of time before the housing prices shoot up so unapata you’re paying the same in mortgage fees as you’d be paying even when the mortgage period was 30 years.
Najua banks and insurance companies are salivating. Inaonekana hata mimi nitaingia pale online nikuwe realtor. The rate at which homes will start flying off the shelves is crazy.
It’s fun and games in theory but it’s still a race to the bottom. Ata hao wanajua. Plus the difference really isn’t that big.
Picture this: $100,000 borrowed at 6%, you’d pay about $600 a month on a 30-year mortgage, or around $526 a month on a 50-year one. And that’s assuming both mortgages have the same interest rate — which won’t happen. If the 50-year mortgage comes with a 6.5% rate instead, your monthly payment would be about $564 — roughly 94% of the 30-year payment.
Also, house prices would likely rise because most buyers focus on monthly payments, and a 50-year mortgage would make those payments lower and more affordable each month. And why stop at 50? Democratize it to 100 years so even brokies can afford Greenwich, Atherton, Palm Beach, Malibu, Hamptons etc.
Japan did it in the 80s.
And who knows, maybe it’s part of a grand plan of owning nothing and being happy. You die at 75, midstream your 50-year deal, bank sells it and that is that.
Hehehe a 50 yr mortgage means from the time you graduate university to the time you die you’ll still be in debt, MAGA @Landlord trump anafanya kazi buana
Applebee nilikwambia teh fact unapenda kufurahia ukiona watu na shida za kifedha inaonyesha umelelwa kwa shida mingi sana, na hio shida ina kusumbua sana. Wewe na Ruto hamna tofauti… umaskini yako sio ya pesa but kindani tu… na haina dawa. Unaeza skia poa mtu akiwa broke kusema tu ukweli…
Lazima unataabika sana pale. FUNGUA roho tukufanyie Kenyans for Kenyans.
Elon Musk in recent remarks said work will soon be optional and money might become irrelevant /useless
Elon Musk made this bold prediction about the future, saying in the next 10–20 years, AI and robots will advance so much that human work will become optional, not necessary. People will work only if they want to, just like a hobby.
He even went further and said that with powerful AI and robotic production, money as we know it may stop being relevant.
Imagine a world where robots produce almost everything, meaning no one is forced to work to survive.
According to Musk, robots like the Tesla Optimus could help eliminate poverty by providing the goods and services people need, making life easier for everyone.
Would you support a future where work is optional and currency becomes a thing of the past?
What’s wrong with being employed? Ama you’d rather be a self-employed hawker than an employed senior executive at a blue chip company? Sijawahi elewa hii upuzi ya looking down on employees. Most self-employed vibanda owners are broke. In fact, the average employee in Kenya (for those employed by the government or large companies) is doing significantly better than a typical business owner.
Wacha nikupee blueprint ya kusota. Usiende shule na usipate a highly marketable skill set ama hata ukienda flop exams. Halafu tafuta kunguru umzalishe watoto wengi bado ukiwa peasant. Congratulations. You have now subscribed to a life of peasantry. Kujitoa kwa hiyo ngori you will need a miracle. I will bet that utaishi maisha yako yote bila kuomoka juu you already fucked up.
I wouldn’t wish it on anyone. I have witnessed situations where money meant life or death for people pale KNH. Ni zile unajua huyu msee atadedi juy hawezi afford treatment.
