Imagine taking your brand new Nissan murano to a car wash,meanwhile you decide to get a shave…just when you are being given a head massage, you get a call from the owner of the car wash requesting you to rush to the carwash…what you find is a crowd of people and your black Nissan murano in a crazy shape…a bike on its windscreen. A drunk dude by its side.its air bags launched …that’s OK till you remember you have a 3rd party insurance cover.
That’s what happened to a friend of mine this morning, he is looking for any insurance agent who he can backdate his insurance cover…or else get over 300k to repair the car…or sue the rider…or sue the carwash…WTF
If he can afford (kama siyo ya installments) a spanking brand new Nissan Murano, then he can afford to foot the repair bill. In case of a brand new car you always try to get comprehensive coverage and not third party.
Hii ndio shida ya kuwa na champagne dreams with a beer bottle budget. He was scrimping to save on something that he cannot afford and having the mentality that it can never happen to him (Thus the 3rd party). Pole kwake!
starehe gharama…
pole ndio tunapeana tu.
Gari mpya ni comprehensive however much expensive it is, afterall u can afford to raise alot for that car anyway
True!! The friend is going to suffer the consequences of stinginess, and backdating a policy is serious FRAUD that could land him in even more trouble.