Niaje wadau…I have been having this idea sijui what’s your take especially bankers I need your advice here…I want to engage in the least free form of earning a living…so I thought…nikitia bidii na hizi online gigs zangu nimake about 20M and open a savings account in bank nieke hapo itakuwa inaern 7% interest per year according to kenya bank rates so that’s 1.4M a year ukidevide into months hiyo ni 100k na upuzi juu and that’s enough to help me live comfortably Hadi 2030…you see mm ni msee mvivu and I prefer kukaa bure playing FIFA and watching TV…nimechapia my siz hii story akaniambia buying shares from safaricom ama a good company are a better bargain lakini sijui how shares work so can someone explain this to me…alafu Uzuri ya hii venture ni hakuna kuhangaika ama kusumbuana na watu unlike other forms of investment which makes me like it even more
Kitu inaitwa inflation will smack the jaba off your system ikukamue dry.
I know someone mwenye alikua amebuy za saf and lemmi tell you aliona dust
What online gigs are these giving you 20M…?
I knew this had to come around ! :D:D:D
Your sister is also lazy for not telling you to stop fantasizing about making 20m online
your honesty on laziness is quite hilarious :D:D…anyway don’t do savings account try fixed deposit they have better interest rates. For safcom shares, 20m gives you approx 600k shares…annual dividend payouts are around 1 ksh per share thus giving you 600k per year.
My verdict: buy a plot and build some rentals which will earn you around 300k each month. That’s a good passive income.
Lazy people are considered to be great innovators…
It’s part of Microsoft and google to employ a few lazy people…
This is shallow one sided view. Someone who bought a plot when Safcom did their IPO vs someone who bought Safcom shares are in 2 different leagues. Remember, Safcom IPO was at 5 bob and touched lows of around 3 bob. This means that someone who invested around 3 million bob today has almost 38 million bob worth of shares. A return of over ten times. This does not include the dividends that Safaricom has given almost every single year. There is no right or wrong investment strategy. And it is good if you have 20million to diversify your investment…5 million in shares, 5 million in real estate, 5 million in the money market, and so on. Putting all your eggs in one basket you are guaranteed to burn your fingers in the long run.
which online jobs mkuu? tusaidiane
Kumbuka jamaa amesema he is lazy na hataki kuchoka :D…but 5m real estate investment is quite kidogo. Plunge the whole 20m in a flat and then diversify portfolio with the returns. He can even commit a monthly investment of 100k Kwa shares or land/plots from the returns. Ama namna gani @Mwanaume Pochi ama pia hii hesabu ni mingi 
Dude, have you ever heard something called inflation? You should be knowing it. A bread now is Ksh55 and I expect by 2023, it will be Ksh80. Now use the same logic on all other commodities and services.
I fear inflation so much that I can never let more than a million shillings lie idle in my bank account.
You can consider putting it in money market with companies like CIC give 9% p.a and its compounded daily…atleast utakua assured with 160k per month and the compounding effect will safeguard your cash from inflation…
Yes baba juu nimeona inflation itanimaliza acha nieke hizo 20m nikizapata kwa real estate nibuy nyumba after nyumba after nyumba
Enyewe hapa uko kwa fantasy world - options ni tatu:
- Buy and Infrastructure Bond ya GOK - last month wameuza moja ya 16 years at 12% per annum
- Wekeza kwa MMF, itakupa interest ya 8-10 percent
- Uliza akina platinum credit/Taka/my credit na wengineo kama unaweza invest huko, naskia the give returns of upto 20%
Banks interest are too low, try treasury bills and bonds buy you seem too lazy so go with fund managers like UAP-Old Mutual