Izi investment plans when put under a lens, you will come to realize you give them 5000 a month na they’ll give you an equivalent of 100 bob a month after 4 years. I don’t think it’s a good investment. Afadhali shares
It depends with your goals. If you have an existing investment plan that is supported by your current income, use the 5k for longterm savings (10 year plus). It will help with things like children fees etc. Just make sure you pick a financial instrument that offsets the erosive impact of inflation I.e return of at least 10% p.a vs inflation of on average 5-6%. Unit trusts and bonds can give this and have limited risk.