Niaje clubs hazijajaa leo kama kawaida 
I thought people had escaped from the matrix banae.
I like the cool atmosphere.
Na muache kutumia pesa yote December kama mafala. Sitawafunza kila kitu.
Priorities. People are using money in othe things, G.o.K should start paying civil servants bi-weekly, and private entities be encouraged to be paying employees weekly.
Then move due dates for various bills around the month. Rent: due on the 5th of every month, water and electricity mid-month…
Academic year should also be starting around April or August, to unburden parents and Guardians from January madness, after the holidays.
Must you overspend during the Xmas festivities? Why don’t people plan ahead and avoid peer pressure to spend like fools?
people don’t always send money on xmas on extravagant stuff.
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Njaanuary just doing January tings
My friend I can tell you without doubt that most impulse spending occurs between 23rd December and 1st January.
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They can’t manage to pay people properly at the end of the month sasa mara mbili itakuwa disaster
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