Wakenya wanaona moto
99.7% hawana ata 500k
Banks have see this wakasema individuals can go fuck themselves locked out. Hamleti deposits kazi tu ni withdraw na mikopo. Umbwa nyinyi. They are loaning money only to govt which is also broke
Niliwaambia mbinje nyama moto na ugali mkakataa mkasema mtainvest and grow… Now see the results of ur failures
A person earning 25k should never be involved in a discussion of 100k and above
Time to buy the dip
Pesa ya wakenya iko kwa mattresses and some other funny places around the compound.
Nimekubali mimi ni peasant… now lets dp the math
5million with 100,000 payments ni 50months/12= 5years na bado ata hujamwaga mawe moja kwenye plot… (5 years juu ya intrest)
For someone to save 100k monthly he has to earn minimum monthly 160,000 khss before tax
160k ni mshahara wa daktari ama senior management kule kwenye bank 
Total shutdown… Enjoy cold frothy waters and accept ur fate mapema
We elder ni certified nihilist, na watu wako na watoto more than 2 Sasa wafanyaje?!!
… Ndovu watu hawaweki pesa kwa benki siku hizi. Wanaweka kwa nyumba…
Ndovu.. ndovu 160k ni peanuts.. hapa we have birrionaires
I dont know what that means…
But dont expect too much. Once a week have some sea food…
Enjoy
The odds are stacked against you anyways
Alafu zitakuliwa na panya ama ziibiwe alafu watakuja bank na pesa soiled kuomba exchange 
please reason. In my workplace, there’s a company nearby that deals with locals who supply it some goods. They’re paid hundreds of thousands per supply. Some supply even daily. Meaning they obviously make more than 500k easily. People are not banking in banks. That should be the real question. Does not mean people don’t have money. Money doesn’t disappear in thin air. It stops circulating as it used to but people still have money to survive
Do you know Compound interest? Imagine instead of putting your money in the bank, look for a REPUTABLE MONEY MARKET FUND that is CBK accredited. Their interests are normally low but suppose you are saving 100k per month and your money earns you an interest of 12 percent per annum, it will take you 3 years and around 6 months for you to get or reach your target of 5 million unlike some who just keeps his money in the bank and doesn’t earn any interest in it. People need to learn Financial literacy. That’s why unaweza pata a watchman, amejenga Nyumba safi sana Ushago with running water and electricity unlike someone in Nairobi earning 200k but nothing to show for it. The best he has ni Mazda CX 5 yenye amepark roysambu over the weekend jumping from one girl to another giving them 5k for an hour of sex, but a watch man, besides his salary, Kuna hizi 50 bob anapewangwa za chai ama kuchunga gari which might be small at first but if he keeps then and maybe someone tells him about MMF, You will see a very big difference between him and that guy who spends all his money on car loan, expensive rent and prostitutes in the next 10years or so
Hebu tufunzie @Ndovu financial literacy, naona alisusia classes
Okay forget the term financial literacy, am sure back in class six ama five hapo, people learnt about compound interest ama?? Just apply it. Like if you have won millions from gambling as an example, if you just take 1 million and put it in a MMF and you don’t touch it, after 25 years, your one million will be 32 million. Ain’t that a perfect retirement plan suppose your money earns 15 percent annually??
MMF poa ni gani
Ziko mingi. Like Mansa X, sanlam MMF, Genghis capital among others. Even banks have MMF programs. Before you put your money, do your research. See if members are complaining and how they handled their complain. All investment have risks
Pyramid scheme waiting to collapse
Kuna thread nimesema kitu similar nikapata matusi…but this is the truth, ni kubaya
Thought so too.
I have never invested, and I will never invest, my hard-earned money in a financial institution that is younger than me.
