Penshen versus mburoti? Saidieni

Would you withdraw from pension savings to put a deposit on a decent residential plot? The plot is 2.9 mirrions and the pension savings are 1.7 mirrions.
The catch is that pension withdrawal before retirement age attracts tax at 30%. The mburoti is to build a family house but I’m not liquid enough to start building yet.

Ushajijibu kaka, mbio za nini?

The more you can delay permanent decisions the better, so that you can get as much information as possible. But not delaying it too much

Kuna pension nilikuwa naweka pesa uko ma 2014 ya alexander forbes kama returns ni kama izo kwa iyo pension fund yako wachana na story ya mburoti…iyo ilikuwa stress free money sijui walikuwa wana invest wapi but returns were impressive

Jaribu sana ubuy ploti na uanzishe mjengo bila kuguza io pesa, ile miaka imebaki before 60.

You are not liquid enough to build so your plan will end up being an idle land.
Since you know the interest of the pension compare with the Land appreciation but know that it can take more than 15 years for a land to appreciate

My opinion is that your plan is terrible. A home can wait. When you are ready, execute your plan

You are in a better position than where you are attempting to enter,if you can’t convert at least 80% of your assets to liquids cash in 90 days you are fucked !!! Royally

wewe ni bonobo tu residential plot ya 2.9 mirrions na hata hauwezi jenga nyumba ya mabati hapo ?
pension wachana nayo

Mboroti … but not for residential purposes. For commercial, you can get back the Principal.

Nina options mbili nitakupa ya hio 1.7M. You buy an acre in Nyandarua or a plot in Juja and you’ll still be left with money to build a decent house. Unaweza nipata inbox if interested.

Hactares nyandarua for farming ni pesa ngapi.

Shamba nimeuza hii week, was at 590,000 per acre. Na hizo shamba kubwa zinapungua juu the people here have tasted pesa tamu ya mburoti. People have started partitioning the large shambas to plots.

Nyandarua cownty pande gani hio?