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The next $ billion will be made by whoever launches a company to fill that spot. Tech savvy guys kazi kwenyu. That is an opportunity of a lifetime.

How will you process payments if VISA and Mastercard are not onboard ? That’s the chokepoint

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Crypto

It is a brave new world

Lmaaaaoooooo

XMR safi kama pamba. Untraceable.

Crypto’s original goal was to disrupt finance in the aftermath of 2007 & 2008. Feel free to read the bitcoin white paper. But because BTC is traceable, XMR is the the better option and currently being used in the dark web.

Those are just too many hoops and they are not user friendly to the average beta .Crypto is not mainstream to justify building a business around it

First mover advantage there. It is only a matter of when, not if, crypto becomes mainstream.

Its like the internet in the early 90s. In fact, check the adoption curve below. The likes of Amazon were founded in the 90s and enjoyed massive first-mover advantages. Guys like Mark Cuban essentially became billionaires during the dot com bubble.
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gift cards, PayPal, Amazon Cash, your checking account njia ni mob za kuua panya aiseh

Go ask Porhub - the biggest tube site - what happened to their paid subscriptions when Visa Mastercard and Discover cut ties last year .

They partnered with XVG (verge) - a cryptocurrency.

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But membership hasijashuka and going by the comments on premium videos,goes to show kuna vile wanalipia with other means not forgeting the high number of premium members.

The only reason (I believe) Mastercard and Visa are pushing for these changes is child porn and revenge porn. OF is full of minors masquerading as adults. And they are making money.

In any case, if cashapp becomes globally available (or a more viable alternative to counter PayPal’s bureaucracy) then Visa na Mastercard watatulia.
There exists a gap for a globally available cashless peer to peer payment system sans PayPal.