NEW FULIZA TERMS

Anyone with perfect clarity on the new terms and conditions adopted by Safaricom, KCB and NCBA on fuliza loans? Does the extent to which they can hold your funds/recover their loan in case of a default go to say, an ordinary KCB Bank account?
Say I have a fuliza overdue loan, and I have money in my KCB bank account. Can they recover directly from my bank?

no walisema watakata either KCB-Mpesa or mshwari,kwa bank directly iwesmek

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Check the section lettered “d”, and farther, section “e”

woi i think were done

Na hivyo ndivyo venye tutahama KCB

Th

My thoughts precisely