Lawyers ebu kujeni hapa, how valid is this?
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Utapata Iko Kwa terms and conditions ya loan recovery
Mshawi walisafisha mpesa yangu
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That’s not a problem, you walk into the the next Bank and open an account there. Wacha NCBA wakae na account loan Yao, you pay when you want to pay.
PS. Why would I have 2, 3 maybe 4 different bank Accounts in NCBA rather than diversify.
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Different businesses need different accounts, thats why utapata mtu ako na 5 different accounts in the same bank. You cut on RTGS charges and time moving funds, na pia you boost your portfolio ratings enabling you access bigger loans.
But sasa huu ni mwiba wa kujidungia, If business A is perfoming well, and business B is struggling, recovering funds from A to pay B arrears will be the end of that bank business accounts. Watabaki na watu wa payslips.
Its Legal by the way through their T&Cs. But it will be a PR disaster.
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Hata KCB huwa na huu upuzi.
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Do people still walk into KCB and EQUITY bank and ask to open an account? For business, personal or otherwise?
Give them time. They will roll back that move after discovering that deposits are declining sharply as customers use other banks. If they don’t want many defaults, the only solution is to be more stringent when vetting loanees. Hakuna dawa ingine.
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Sisi hundrednaires ni wa KCB, We dont do anything complicated ni ya mshahara tu, we leave 98/- balance till the next salary!
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It’s very legal , somanga disclaimer ukisign loans za bank . Even that elert ya SMS is enough evidence in court of law, hakuna mahali utapeleka hio bank
Ni watchman pale KWFT, haezi jua maneno na operations. Just like Oparanya and Atwoli, @uwesmake anajua tu kuingisha Luambo Kwa shimo yoyote Bora imepatikana
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Afadhali hata ncba wamepea watu warning. Kcb just woke up one day and started deducting money from people’s accounts. Mimi I cleaned out mine nikabakisha 3 k ya online transactions(eg aliexpress) which unfortunately they chewed. Account saa hii inasoma 0.00
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People take loans at these crazy Kenyan interest rates of 15-18%? Bwana yesu saidia. I can’t think of a single business with margins greater than these rates. Educate me kama ziko 
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how does it feel to walk around with a windsock?
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This is an own goal for NCBA. Simply walk to another bank and open an account there. Just leave the loan account at NCBA. Close all other accounts.
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I have 3 accounts with one bank.
Kes account
USD account
Businesse/Company account.
Clearly majority hapa ni peasants hamjui vile kuna endanga
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And the way they are busy hawking loans…juzi wameniitia 20M
Iko, but nikikuchanua utaleta compe. Nilichukua 400 KCB nikamake 750k profit na nikarudisha 400 Yao within two months.