Most lenders target people with smartphones who then download the lender’s app. Is the market neglecting people without smartphones? Can these loans be offered via ussd codes? Hapa naona great opportunity to offer loans via ussd to farmers and most rural folks.
KYC is harder on feature phones.
They can’t read your messages to check whether you have loans from other lenders, transaction volume etc.
Anzisha…with they way farmers are shafted by gava watakopa kwako walipie Sacco’s ama chama:D
Good luck though
farmers and boda boda guys
kuna moja but i cant recall the name
is it succesful
24399#
Mshwari?
Target market of people using button phones;are hard to track
mshwari is not enough for people. They need a loan to repay a loan. Cycle continues
Timiza from Barclays uses ussd
And as charge to pay the charges increase. Poor become poorer