Life insurance apathy

If you have no deoendants, you probably don’t need life assurance.

I currently avoid giving burial contributions …withike wi muoyo…i purchased a cover of 300,000 with a premium of 120,000 for ten years, which includes, me, my spouse, my daughter and my parents-in-law…the cover can go down to 83ksh per month from APA life.

term assurance ya 1m ni 450ksh…na hawa agents are always in our offices but we dismiss them until someone dies

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You’ll never hear them mention Term Assurance or Endowment Policies. It’s always ULIPs & Life Assurance. Hata Personal Accident ni rare kuwasikia wakiitaja.

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The endowment policies are a rip off, though the ones meant for education make more sense.