Imperial Bank customers with Sh1 million to be paid through KCB, DTB, says CBK

Imperial Bank depositors with less than Sh1million will be paid in full in the “immediate future”, Central Bank governor Patrick Njoroge has said.

Njoroge said customers with more than Sh1million will have to be paid a portion of the money.

“On this basis, 44,300 depositors will get full access to their deposits while the remaining 5,700 depositors would in this instance be paid a portion (Sh1million) of their deposits,” he said in a statement on Wednesday.

The payments, to be done by either KCB or DTB, come after Imperial Bank’s shareholders failed to provide “adequate assurances to implement a proposal that would enable the prompt reopening of the bank”.

Each IBL depositor will be paid subject to account and identity verifications, Njoroge said.

“The remaining deposits and loans would be subject to a due diligence review by KCB and DTB, which would inform what portions could be transferred and under what terms,” he said.

The governor said KCB and DTB will put in place mechanisms through which IBL depositors can file their claims at any branch in the country.

“Once filed, a response will be provided within three business days and a payment made if the claim is approved. It is expected that all valid claims will be paid in the next few weeks,” he said.

He said an announcement on the way forward will be made upon completion of the exercise, which is expected to end in March 2016, adding that “it would include the treatment of current bond investors”.

Njoroge further said KDIC will retain management and control of all other assets and liabilities, as provided for in the Kenya Deposit Insurance Act.

“All Imperial Bank borrowers should continue to make payments on their loans as required currently,” he said.

This comes after CBK took over Imperial Bank and handed its management over to the Kenya Deposits Insurance Company.

The takeover, Central Bank said, had been ordered in the interest of debtors, creditors and members of the public.

On October 28, senior officials of Imperial Bank were accused of siphoning off more than Sh34 billion from the troubled institution over a period of 13 years.

In documents filed in court, receiver manager Peter Gatere says former group managing director Abdulmalek Janmohamed and other senior officials siphoned off the funds between 2002 and September 2015.

He said an announcement on the way forward will be made upon completion of the exercise, which is expected to end in March 2016, adding that “it would include the treatment of current bond investors”.

Njoroge further said KDIC will retain management and control of all other assets and liabilities, as provided for in the Kenya Deposit Insurance Act.

“All Imperial Bank borrowers should continue to make payments on their loans as required currently,” he said.

This comes after CBK took over Imperial Bank and handed its management over to the Kenya Deposits Insurance Company.

The takeover, Central Bank said, had been ordered in the interest of debtors, creditors and members of the public.

On October 28, senior officials of Imperial Bank were accused of siphoning off more than Sh34 billion from the troubled institution over a period of 13 years.

In documents filed in court, receiver manager Peter Gatere says former group managing director Abdulmalek Janmohamed and other senior officials siphoned off the funds between 2002 and September 2015.

The only people suffering here are the hapless depositors. This shit stinks to high heaven. My hunch is that the Board of Directors, the senior managers and Central Bank officials were in the loop.

Bond holders ndio wataumia, their claim to any seized assets comes second last,

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Na kama msee alikuwa amechukua ka-loan huko, do they now go scot free?

Nope. Kulipa lazima utalipa

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Nani analipwa?

Relax. Small depositors are getting their money in full (43k of them with upto 1Mn) big depositors probably by march 2016. Gava inaonekana imeskia plight ya watu ikabidi cbk wachangamkie alternatives.
Mind you this bank has the who’s who as depositors so hawangewachwa mataani.

Through a cbk account. Branches are still open to loan payers.

Close to 10 weeks before accessing your money? The regulator acted sluggishly.

Shareholders delayed in coming up with the proposed funds. Cbk had reccomended 40Bn…later accomodated 20Bn. The IBL shareholders could only do 10Bn hence the current move by the regulator