I spend Sh11,000 on my church monthly. How do I pay off a bank loan and save for a house?

[SIZE=7]I spend Sh11,000 on my church monthly. How do I pay off a bank loan and save for a house?[/SIZE]
Saturday, April 29, 2023
I spend Sh11,000 on my church monthly. How do I pay off a bank loan and save for a house? Photo | Photosearch
By Simon Mburu

My dream is to start saving with a target of Sh4 million to buy a plot and build a three-bedroom bungalow.
My name is Elizabeth. I am a mother of two children aged six and two. I earn Sh80,000 per month. My monthly budget is Sh10,000 for rent, food and grocery Sh20,000, Tithe Sh8,000, Sunday offering Sh2,000 per month, and Annual church project Sh1,000 per month. Sacco share contribution Sh3,500, merry-go-round Sh4,000, TV, water and power Sh5,000, school fees Sh13k per term, day care Sh3,000 per month. I have monthly bank loan repayments of Sh16,800 for a loan set to end in November this year. My dream is to start saving with a target of Sh4 million to buy a plot and build a three-bedroom bungalow. How can I achieve this dream?
Kunguru Elizabeth

Serikali ingilie Kati. How can church be the second highest beneficiary of these peanuts?

Mambo ya faith nilisema ni roho tu, treat people well - that’s my tithe. Sadaka natoa kulingana na moyo. Sometimes I don’t.
Men of cloth wanakafunga bana.

Mimi the last kuenda Church ilikuwa 2014 nikiwa campus. My objective was to steal some sadaka. Kumbe hao ma usher wa Church walikuwa macho mbaya sana. I failed. I have never gone back. Stop going Church.

Mimi husema na Kurudia mara mingi sana …Pastor afanye kazi kama waumini wenzake… Pastor hafanyi kazi ni mwizi au mlaghai…Hata heri wale Jehovah witnesses ju wote Mimi huona wanafanya kazi,wanasubiri au Ile kuzunguka yao na hakuna mambo ya kutoa sadaka…
Niliona mwingine hutoa a total of 43 k Kwa church a month na anaearn 312k…anapea mama yake 20k,wife 10k,Budake 10k …Sasa unashangaa,ni kurogwa au ni nini??
Yaani 43k…pastor anaearn ni kama anafanya kazi…Ma ya Ngai hizo kanisa zinafaa zichomwe zote…
Kama sio kuibia washirika,ni kuwadinyia mabibi,kama sio mabibi ni kudefile wasichana na tumivulana tudogo(kwanza Catholic sana sana)… Someone give me a MGP and 2000 rounds nifanye kufagia padeophiles kidogo… @Gaza kuja leta Kalashnikov hii upande

Heri hata usaidie maskini Kwa Kijiji na shopping au school fees hata kama alikosa kujipanga akizaa.

She should find a psychiatrist instead

:D:D:D ulishikwa ama

11k ni 73 shots za fixed price na ubaki na change

Imagine bana… change ya kununua PK na Azam au predator energy drink

Enyewe Wakenya wanashida kubwa sana.

Right or counsellers or psychologists. Also I wonder whether Kenyans especially women have pastimes or hobbies or sports. A good hobby eg dancing or light sport can play a similar role as singing loudly in the blood sucking churches.
When I visited China, I noticed outside many apartments, middle aged women engaging in light dances in evenings, in UK they have Bingo nights.
Germany build 11000 soccer/volleyball/basketball stadiums all over the country as a matter of urgency in late 80s and early 90s to curb idleness among its society

Dear Elizabeth,
You are beyond help.
Regards,
E4u

Kutoa manoti kwa hako kabasket ilikuwa ngumu sana. I gave up :D:D:D:D

:D:D waliku spot?

Ushers kept looking at me so I left before they think I’m a thief :D:D

Hehe, ungekamatwa na wakupeleke mbele ya mtumichi uwekelewe mikono, wakemee saitan na wakuchukue kama new usher. Sundays uwe unajipata ukikaribisha wasee na kuwatafutia late comers seats

Banae :smiley:

@Okoka Leo!
@messiahette wachomwe

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