If i actually don’t need any loans from a financial institution. Asking for research purposes 
Lets see…you are Muslim…probably ulichukua mobile loan ukafanya betting sportpesa wakakukamua…uko crb…
Peasant mind setting. You don’t see yourself being successful in future? Yaani ile banks just feel like give you loans to expand. Like someone wise said. Get your passport up to date and learn some foreign languages. Anything can happen.
Swine01 Swine02 Swine03 tuache
In serious shit. Ni kama watu wameona nyoka
:D:D:D crb will block you from taking loans from banks in future. Hata in any company wewe Ni director ama chama wewe Ni member ama wewe Ni guarantee to someone kwa Sacco Bado hakuna loan. Ignorance is no defense when living in modern world.
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a man who cannot honour his financial obligations is to be avoided by men of good standing in the society
Well niko huko sai kwa listing and I would tell you to ignore this sissies on here. Most are just textbook bootlickers who depend on being in good books with these banks that are on the forefront of milking us dry. Nowadaya Banks are for the wealthy, not the 'Working Projects"
There are other options for a cash crunched person. Investments in property and SACCOs (ignore the scandalous ones mostly run by shiny eyed goons) and also pale NSE kuna some good options, just avoid hizi establishments volatile kama KQ for instance. Focus on construction companies, telcos like Safcom na Banks ziko na a stable exponential growth and an upto date growth trend. Then sit back, relax and enjoy the show…
CRB listing for me borders on fear mongering. Which financial institution will deny you a loan if you can demonstrate high cashflow and quality assets like land in a high value location? Peasants on a payroll are the ones to worry about CRB listing.