By Samson Wanjohi
Today, we are going to learn how to hack into bank accounts and other similar accounts.
This is for educational purposes. I say again if you get caught, you are on your own because this is for informational purposes ONLY and should also help you protect yourself.
It is an offence to Unlawfully access computer system programs and data, intercept a function or data within a computer system, modify a data in a computer system without authority or obstructing access. These offences carry penalty of a fine of between Kshs.200,000/= to Kshs.500,000/= and/or imprisonment of between 2-3 years.
Here goes.
Some banks allow users to login online and make cash transfers.
Step 1.
Know that hacking is boring and is nothing close to what happens in movies. There are no black screens with green characters scrolling at half the speed of light on the screen, no progress bars showing how much mulla you have transferred, No cool sounds to listen to.
It is an extremely boring and long process.
Step 2.
Gather the gear.
Get a laptop, a fast connection- not like faiba fast, just the normal fast.
Step 3.
Get your target.
You will need to know how your target logs in into the bank. Collect as much information as you can. In our case we shall hack into a Politician A’s account, they are often in communication on email with Politician B.
Their Email Addresses are PoliticianA@parliament.ke.go and PoliticianB@parliament.ke.go. You will need to create your own email spoofer or download one or better use the many online free ones eg: https://emkei.cz/
You need to create some kind of virus, its payload should download and silently install a remote access tool on to Politician A’s computer.
Open the email spoofer, write an email as PoliticianB asking PoliticianA whether he would be interested in taking over the CDF projects and money. At the end attach a link to the “Current Bank Balance PDF”. You can be sure A will click/open that link. Intend of the Balances file, attach your virus.
Dude will be warned by the Operating system but come on he is taking over some CDF money nothing will stop him from opening that document even if it means stopping the antivirus because it is unlikely he will call for help.
Your virus is now downloaded and executed, its work first is to connect to the internet and download a remote access trojan. There are many free ones out there. ones that is installed, let it dial home and now you got control of As laptop.
Step 4.
Dont be an Idiot
Once you have control of the laptop, start the webcam because you don’t want to start doing the magic when A is sited right there. Look around.
Step 5.
Install a remote Key Logger. The logger will send you anything A types on his computer or opens on his laptop. Go through your data daily untill one end month you find the access details.
Step 6. Dont be an Idiot again
You got the Login details don’t use them on your laptop if you get arrested they could find that evidence on your comp. They could also trace your IP address and Most banks will probably flag the “new Device” accessing the account and ask you to verify or send an SMS alert to A.
Step 7.
On A’s computer, start the webcam look around hakuna mtu, open the banks website, type in the address hit login and get into the account.
Step 8. Dont be an Idiot, like seriously dont
Do not move the mullah to your bank account, you will be arrested before evening. There are several lost Visa ATM cards, look around for 1. Move the money to that account, then use the VISA to by Bitcoins- nobody will ever trace Bitcoins. That trail ends there. From BitCoins > Paypal > Your Account.
Step 8.
Destroy the evidence
Clear A’s Browser history, delete all temporary files, download a partitioning tool and format the computers system root E.g The windows folder. Basically leave the computer dead.
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How to protect yourself
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Do not click on those links that come with a caption- Click here to see what she did to this baby blah blah blah and related.
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Listen to your antivirus unless you are completely sure about received files.
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Dont always trust the FROM field in your email, preferably open email accounts at secure places where they have DomainKeys Identified Mail or DKIM. Ask where youe email provider has that setup.
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Do not leave your laptop on if you arent using it- it obvious why now isn’t it?
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Always report your lost or stolen VISA card immediately.
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When entering passwords on sensitive websites, use the onscreen keyboard, it is harder to log it.
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Don’t eat your constituents money.
Have a safe day.