How do you guys pay for online subscriptions / services/ buy goods? Using prepaid cards, debit, credit or virtual cards?

General
1

For convenience and also online safety/security?

2

Use Mpesa Global Pay. Download iyo app

3

For virtual use Astro pay. Get the procedure of loading on YouTube.

4

Chukua NCBa loop card.

5

Tumia PayPal kijana…it allows you to cancel your subscription from the app bila back and forth. Mi huona wazungu wakilia vile some scammy companies still deduct money from their credit cards even after cancelling the service. I once bought some software through paypal alafu nikapata ni tucker tucker, very different from what the seller advertised. I opened a dispute and the ghaseer was forced to refund me. I doubt it would have been possible if I’d used a debit card.

6

Virtual cards na google/apple pay when buying goods. Vendor haezi iba card details na online hacker haezi tumia juu virtual card ninone time usage.

7

You don’t

You don’t mind the non-separation of transactions e.g local & online?

8

You can have two numbers for that. Or you could just have a limit for your monthly online expenditures.

9

Does it have any limitations? What are its pros in regard to how you use it?

10

I like Mpesa Global Pay because it has a friendly forex conversion rate for small payments.

Besides that, virtual cards from my bank for quick payments which I disable immediately after use.

11

you can set limits of how much you wan atransact, also block card when not in use and unblock when you wanna use. Also the account that comes with it unaeza tumia for your daily transactions

12

Global pay inatoa funds wapi? Mpesa a/c?

13

I use prepaid cards.

14

register a pre-paid card for that

only load money when you want to pay something at the moment
never keep balances

15

Yes.

16

Prepaid Cards
Paypal - for making payments only

17

I’ve tried a bit of everything for online payments. For subscriptions and online services, I mostly use virtual cards now. They’re super convenient and offer extra security since you can set limits or generate new numbers for each transaction.

I had a prepaid card from my prepaid center that I used for some online shopping. It worked really well for keeping my spending in check and was a good way to manage my budget. Plus, it’s nice not to worry about someone getting hold of my main credit card information.

For some purchases, I use my regular credit card for the rewards points, and debit cards are my go-to for smaller, everyday transactions. Everyone has their own preference, but finding what works best for you is key.