Hello everyone, I am moving out but I am not too sure of cost of living. Please guide me on how to live off ksh.45,000 (net). I started a ka-small business so I need to inject money in it for atleast 12 months. I also do not drink alcohol or do those sorts of things. Discretionary income is needed to just do things like buy a shirt, shoes, etc. once in a while.
My opinion, Rent punguza or avoid by sticking it in where you are for a while or start off with a bedsitter/studio hii najua watu wengi hawataki kusikia/kuambiwa,you aren’t working to enrich a landlord. There are very many spacious studios that accommodate bachelors well, you can think of upgrading to a 1bedroom when earning slightly closer to double or more.
Pesa excess invest tartgeting financial freedom or invest in yourself goal being future returns na usiwai ingia mitego za clubbing, ‘silipi more than 150’ na visokorokwinyo wa mjini.
Here are some few peasantry pointers to get you started:
Go for a besitter. After all, uko job the whole day, na pia na assume the remaining time you are out checking your budding biz or something. Mbona ulipie space kubwa yenye hutumii?
3k kwa net is an overkill for someone just starting out. Ongea na jirani m cost share. I paid io kitu once, nikaona ni upuzi, since most of the time niko job anyways. Jirani yangu hulipia yake, then namjenga 900 tunaiitumia pamoja.
Alternatively, if you intend to live next to a University/college, register your zuku account as a student. Hapo utakua unalipa 4k per semester for 3mbps. This translates to about 1k per month.
Shirts, shoes, khakis, jeans, iko covered kwa another thread hapa- tafuta. Enda eistleigh utafute old mandera mall- basement. Huko ndo retailers and hata some wholesalers hutoa vitu.
Very nice & classy shirts utapata na 650-700bob. Soft khakis, good quality pia 650. The same apparel are sold North of 2k in most places.
Food for a single person; Hapa kukula kwa hoteli vs kujipikia hua more less the same. It boils down to the available time and preference on quality of food.
Is shopping part of your expenditure?
Hapo kwa wazazi ni personal. You know how far they have brought you, and there must be a reason why you settled on that amount.
Since ua hukati maji at all hapo pia sita comment. However, I know of a cuzo, doesn’t drink, doesn’t smoke, not a ladies man. It’s still a mystery penye ua anapeleka pesa, juu he is perenially broke. I hope wewe si huyo mse.