A woman caught a sexually transmitted disease, HPV, from her romantic partner while engaging in unprotected sex in his car.
But luckily, her lover’s vehicle was insured by GEICO car insurance. Naturally, this lady contacted GEICO seeking a settlement “for her injuries and losses,” sustained while inside the vehicle.
GEICO rejected the claim, because “damages claimed did not arise out of the normal use of the vehicle.”
But when the case went to arbitration, the arbitrator ruled that the insured “negligently infected” his lover with HPV, and awarded the woman $5.2 million.
And as ridiculous as it sounds, when GEICO appealed the ruling, the Missouri Court of Appeals affirmed that GEICO must pay $5.2 million to the woman.
https://www.theguardian.com/us-news/2022/jun/10/geico-woman-std-car-insurance-company-must-pay
:D:D:D suppose it happened in Kenya…
Sahau,utajipata umeshikwa na bilharzia na scabies kisha ukajipange na hio upuss:D
Geico had appealed, claiming it never had a chance to contest the claim.
“But GEICO did have the opportunity to participate and defend its interests — including the ability to challenge liability and damages — by entering a defense of Insured,” according to the appeals court opinion, which put the word “did” in bold italics.
The insurance company has “no right to relitigate those issues” now in appeal, the court said.
The company, based in Chevy Chase, Maryland, said in a statement Thursday that the case will be ultimately settled in federal court.
In federal court papers, Geico has said it never had any responsibility to defend the boyfriend, identified only as “M.B.,” because it should be on the hook only for damages coming "out of the ownership, maintenance or use of the … auto.”
“M.O.’s alleged damages have no nexus to the ownership, maintenance, or covered use of the 2014 Hyundai Genesis,” the company said in a federal court filing last year.
“In other words, the vehicle’s covered use did not cause M.O.’s alleged injuries; instead, her injuries arose from an intervening cause — namely, her failure to prevent transmission of STDs by having unprotected sex.”
https://www.kenyatalk.com/index.php?threads/the-law-is-an-arse-in-the-us.226049/
Whatever shit Americans smoke must be imported from an alien world.