enyewe,mwanadamu hatosheki

[wonderful_wonder]

after loosing my note three na laptop,my Embian reminded me that we had taken a domestic package against fire and theft,i approached my insurer and after filling a claim form,i was asked for police abstract from Kayole police station,i went all the way to the far east,(i can tell you i was so scared)after a few days i was given a voucher to take to Makarim limited (hilton arcade) …imagine note 3 is at 50k, a phone i had bought at 78k last year…i felt so cheated,i also went to dixons for my laptop and imagine the laptop is at 43 from 96k in 2013…i have a brand new note 3 and a new laptop but i still feel cheated…

[Riddim]

that’s technology for you

[Ice_Cube]

ugua pole

[Fala_12]

mbona unatupanga, unafaa upewe simu ya equal value to the insured ammount

[The.Black.Templar]

@Fala 12

mbona unatupanga, unafaa upewe simu ya equal value to the insured ammount

I thought so…coz if that the case, si jio ni biashara profitable sana. I should get into insuring phones and laptops if that is the case!

[wonderful_wonder]

@Fala 12

mbona unatupanga, unafaa upewe simu ya equal value to the insured ammount

i also thought so,but check with your insurer,they go with the CURRENT MARKET PRICE

[The_Virus]

@Fala 12

mbona unatupanga, unafaa upewe simu ya equal value to the insured ammount

@The.Black.Templar

I thought so…coz if that the case, si jio ni biashara profitable sana. I should get into insuring phones and laptops if that is the case!

Depreciation

[junkie]

be glad you had insured them.cry biach

[MBOMB]

Indemnity policy.

[wonderful_wonder]

see for yourself [ATTACH=full]15086[/ATTACH]

[wonderful_wonder]

i tried to reason with them wakakataa…my phone was worth 78k…not 50k

[ngojera]

@Fala 12

mbona unatupanga, unafaa upewe simu ya equal value to the insured ammount

thats a very intresting…!!! maybe @wonder, wanted his note 3 and the same laptop… while actually it should be the amount that dictates the kind of phone he should be getting.

[john_doe]

Did you get the same laptop and phone ? ama you got different cheaper ones ?

[dingoo_wa_ingoo]

@Fala 12

mbona unatupanga, unafaa upewe simu ya equal value to the insured ammount

Indemnity is being reinstated to the financial position you were in just before the loss occurred. Just before kuibiwa, those gadgets had depreciated in value. But that’s indemnity.

These Gizmos are like women. You get one then you realize that had you waited just a bit longer, you could have gotten a far much better deal for less!

-stolen

[karema-hitI]

@dingoo_wa_ingoo

These Gizmos are like women. You get one then you realize that had you waited just a bit longer, you could have gotten a far much better deal for less!

-stolen

:eek::eek:

[ronga]

@wonderful wonder

see for yourself [ATTACH=full]15086[/ATTACH]

sketch ya winnie ni muhim

[byro]

@wonderful wonder

i tried to reason with them wakakataa…my phone was worth 78k…not 50k

I think you are just as stupid AF untill you explain otherwise. electronics depreciate with time, technological advances contribute a lot.
Am sure what you bought is not original as the one you had earlier . blame copy paste and competitive market…sielezei zaidi

[Tabu]

nunua shamba. hauta kuja kulia hapa hadi 2019