Efficient Market Hypothesis vs Unit Trusts as Investments

From investopedia:
[SIZE=5]What is the ‘Efficient Market Hypothesis - EMH’[/SIZE]
The efficient market hypothesis (EMH) is an investment theory that states it is impossible to “beat the market” because stock market efficiency causes existing share prices to always incorporate and reflect all relevant information. According to the EMH, stocks always trade at their fair value on stock exchanges, making it impossible for investors to either purchaseundervalued stocks or sell stocks for inflated prices. As such, it should be impossible to outperform the overall market through expert stock selection or market timing, and that the only way an investor can possibly obtain higher returns is by purchasing riskier investments.

Three weeks ago @Okiya posted an article on why unit trusts are a good investment vehicle. Then I remembered a video by John Oliver which talked about why mutual funds are a scam.
The link to the video is here:

https://www.youtube.com/watch?v=gvZSpET11ZY

Basically what it says is that the fund managers are not anything special they don’t have specialized knowledge that a monkey couldn’t do. And they also talk about fees which are crushing and compound every year. You pay these fees whether the fund makes a profit or loss.

My question is why would anyone invest in a unit trusts instead of putting in a stock market yourself. Kenya doesn’t have many investment gurus and even if we did they wouldn’t be hitting home runs in the long run. Has anyone gotten good returns investing in unit trusts in Kenya? Please state whether you were investing in the equity, money market or bond funds

[SIZE=5]I remember I got into unit Trust with old mutual , for 100k plus rate of inflation per year for 10years , the salesman one a smooth talking motherfucker that did the maths why Unit trusts are better than owing a flat and all that good shit, anyway I keep checking my investment basically all it was was an over hyped fixed savings account , hizo millions promised sijaziona !
Anyway I appreciate since I would not have managed to save like that on my own.

Hizo low cost index funds they mentioned in the video kunazo Kenya ? and what are they called ? [/SIZE]

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Nimekuwa niktafuta na sijapata. Majuu ziko mingi.