Here is an example for my son:
He is covered by aar. The bronze package which gives an annual entitlement of 3million for inpatient care. Outpatient he has an entitlement of 100k.
For all this i pay 15005 for inpatient plus 19907. Add some funny charge i pay a total of 35,069/-
I my personal cover is for the same amount of cover 3million. But i dont pay for outpatient. Since im older i pay about 23,500 annually.
Sometimes they take advantage of the insurance and milk it dry but in my case my wife had a low lying placenta which might lead to death for both mum and child so c-section was the only option
Very sad…In this country services are now for the monied or rich ,we took a baby to mater hospital due to a heart problem…the money we had to cough up before he was admitted…bt the doctors were very good n fast
It reminds me of my Rela’s ordeal at Mbagathi where they lost their kid. I swore to never take my kid to a public hospital, n I never had thanks to God.