Actual balance and available balance. What is the difference?

So I checked on the balance and realized it was not the same. Actually I had no cash in this acc after a few transactions. Alaf napata kuna some 21k from nowhere. I transferred 5k nione ka itakuwa possible. Even withdraw is possible.
Wharristhis gnetlemen and ladies? I inquired from their customer care hapa kwa ATMs na hana idea pia.
[ATTACH=full]80097[/ATTACH]

Inaitwa uncleared effects.

Kuna mtu amekuekea cheque ama amekutumia pesa na EFT but bado haijakuwa cleared na clearing house ya bank yako.

In short, hiyo pesa bado haijaiva!

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vile @Touchlyrics amesema

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Ningekuambia ufunge hio account uweke pesa chini ya mattress, lakini sitakuambia. Touchlyrics amekusaidia!

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Sincerely speaking I am not aware of someone who was to send any cash to me through my account.

:D:Dyou are funny wamambatha

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Sub chief unasumbua kama nv,ata ukideposit check itakuonyesha actual balance lakini hauwezi Ku withdraw pesa lazima ipitie kwa clearing house, ama pia clearing house haujui ni nini?

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:D:D:D:D

As advised by @Touchlyrics … so when the deposit clears the bank will deduct the overdraft then will give you available balance which is the money that you can withdraw.

Available balance (money you can withdraw) = Actual Balance - Minimum Balance

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charge simu as i tell u about the two figures

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:D:D:D, Karibu mbloo!

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Raw monies ,ngoja wapike !

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Afisa ni wewe unasumbua. I have no idea of someone banking a check for me. Ukay?

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It also means; the last cheque you issued has not been debited, it is still undergoing clearing. Very soon your account will be overdrawn , soon, a returned cheque and possible CRB listing.

From tomorrow, You will not be able to borrow hata mshwari ama okoa jahazi

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and the overdraft comes at a fee of course. alafu utakuja hapa kusema hio bank ni wezi, na niwewe umeoverdraw.

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Gentlemen, are you advising nirudishe io 5k iko hapo?

:D:D:D

kuna ka loan ama advance kamepigwa offsetting Mara that, that kabla sallary iingie …

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Niaje teller…

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Haha. Teller sio? Hii ni a very simple question for guys who do business and are paid by cheques.
Si unajua huku ni birrionaires tu.

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sasa hii ndo Mbirionairs manenos nini, si ujaribu kutransfer another 5000 bob to Colombo hapa we confirm if its true, otherwise hii ni hekaya, confirming 4r a fuend

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