I have friends across EA and I have to say that Kenyans are the worst people to loan money. They NEVER repay. If you wonder why tala, branch and others charge exhorbitant interest rates, it is because of the risk involved lending money to the average Kenyan motherfucker. Even small amounts like 5k are enough to ruin a friendship. If he/she is supposed to pay after two weeks, you are guaranteed not to get that money in two weeks. I have made a resolution to be known as the meanest/stingiest person at work and other social circles henceforth.
Give us a little background. So that we can at least pretend to understand you resolution for the new year.
Umeng’olewa ngapi? And who told you utaona mwaka mpya?
Hujui unaweza fikiria juu ya hiyo pesa upate stress. Halafu ukufe.
I have never loaned money to a Kenyan and got it all back within the agreed term. At the end of the term, you get excuses instead of money.
We are thugs. Incase you forgot
[SIZE=5]plot twist:-[/SIZE]
location :unknown
day/time: sunday 10:45 a.m
sleiquin: sasa m16,umelost
m16: who dis,
sleiquin: aiiiiiiiii m16,ni shikooooo,kwani umesahau ? ulinipa namba pale klabuni
M16: ooh ok. Sasa,siukam basi hivi mancave
sleiquin: heh,nichomwe na bibi yako?
M16: sina bibi,wee kamuu tuu
sleiquin: hio ferrari basi,i will nduthis,alafu… siunikopeshe 2k nipatie beshte yangu
then nikikam nitakushow when nitakurudishia"with interest" wink" “wink”
M16: saf sana,nakutumia kwa hii number (dude puts mucho dineros with a silly grin)
sleiquin: heh M16 si wewe ni mgenerous aki,hadi ukaweka extra? Nakam saa hii “smiley face”
[ATTACH=full]208887[/ATTACH]
M16: umefikaa?
sleiquin: Nangojea beshte yangu akam nimpatie dough
M16: ok
[ATTACH=full]208888[/ATTACH]
M16: bado tu?
sleiquin: eehhh
M16: ok
M16: umenienjoy?
sleiquin: [ATTACH=full]208890[/ATTACH]
M16: kumbaff,umbwer ghasier,tucker tucker,meff.Utalipa pesa yangu chieth!! i know people(jowie) [SIZE=2]notice the gun type alias?[/SIZE]
This was said during the days of King Solomon.
Lend money to a friend and you lose either the friend or the money.
It’s a no brainer.
wana uria mukoragwo naguo ma 
Why give people money, tell them to try Branch Loan App.