[ol]
[li]Ensure that you enroll your children in schools that you can afford.[/li][li]Rent a house that fits your budget; remember, we live in houses, not estates.[/li][li]Create a monthly expenditure plan and stick to it at all costs.[/li][li]Limit eating out to special occasions only; it is healthier and more affordable to prepare meals at home.[/li][li]Choose a TV package that you can afford.[/li][li]Prioritize healthy meals and protect your family from diseases to avoid frequent hospital visits.[/li][li]Do not try to keep up with your neighbor’s lifestyle; take pride in who you are and plan to progress at your own pace.[/li][li]Avoid chasing fashion and trends. Wear clean, well-ironed clothes – nobody will know if it’s “mtush.”[/li][li]Keep your circle of friends small, and only keep those who respect your personal finance rules.[/li][li]Fear God, have integrity, be prayerful, and avoid laziness.[/li][li]Avoid making impulsive purchases.[/li][li]Refrain from borrowing money unnecessarily.[/li][li]Do not lend money to friends who you know will not pay it back.[/li][/ol]
Group of schools lazima,dstv premium lazima, lunch and drinks kempinski sawa,mpango lazima
- Usilipe more than fixed price
Hapa ni mambirrionaire tupu. Hii lifeskill hacks peleka Ongwaro. Mbirrionaires do not budget for daily food and drink
number 15 - don’t marry a broke woman from a poor background and spend everything supporting another family
it’s a great list, but its good to state that this should go hand in hand with seeking ways of increasing your income…
start businesses,
look for a better paying job,
problem with just having a saving mentality is that it can lead you to having a scarcity mindset that can make you miss opportunities coz you are always against spending money
This is true. Robert Kiyosaki once asked " Why do you save money when they’re printing money?"
Naona hapa kuna De La Rue na Pepe Minambo all combined.