Panic as insurers cancel covers for modified cars

[Chinja]

[SIZE=5]SUMMARY[/SIZE]
[ul]
[li]Common alterations that may put vehicle owners in trouble include engine tuning, fitting alloy wheels, height spacers and other modifications meant to reduce the risk of theft or vandalism.[/li][li]Several underwriting firms are already turning away those with modified vehicles — leaving motorists in limbo since the law prohibits them from driving uninsured cars.[/li][li]UAP Insurance Company on Monday informed its customers that it would no longer insure vehicles that have been modified from using petrol or diesel to LPG.[/li][/ul]
Thousands of motorists face cancellation of insurance covers as underwriters intensify a crackdown on modifications said to be compromising the safety and performance of their vehicles.

Common alterations that may put vehicle owners in trouble include engine tuning, fitting alloy wheels, height spacers and other modifications meant to reduce the risk of theft or vandalism.

Several underwriting firms are already turning away those with modified vehicles — leaving motorists in limbo since the law prohibits them from driving uninsured cars.

UAP Insurance Company on Monday informed its customers that it would no longer insure vehicles that have been modified from using petrol or diesel to liquefied petroleum gas (LPG).

The insurer said some of the modifications have been done without authorisation from the car manufacturers, raising questions on the safety of such vehicles.

“Such modifications lower safety precaution standards and aggregate our exposure to liabilities in case of an accident,” said George Odinga, UAP Insurance general manager for underwriting and reinsurance.

Thousands of motorists face cancellation of insurance covers as underwriters intensify a crackdown on modifications said to be compromising the safety and performance of their vehicles.

Common alterations that may put vehicle owners in trouble include engine tuning, fitting alloy wheels, height spacers and other modifications meant to reduce the risk of theft or vandalism.

Several underwriting firms are already turning away those with modified vehicles — leaving motorists in limbo since the law prohibits them from driving uninsured cars.

UAP Insurance Company on Monday informed its customers that it would no longer insure vehicles that have been modified from using petrol or diesel to liquefied petroleum gas (LPG).

The insurer said some of the modifications have been done without authorisation from the car manufacturers, raising questions on the safety of such vehicles.

source - Business Daily 30 August 2021
Panic as insurers cancel covers for modified cars-https://www.businessdailyafrica.com/bd/economy/panic-as-insurers-cancel-covers-for-modified-cars-3525254

[thesavage]

@Chinja

[SIZE=5]SUMMARY[/SIZE]
[ul]
[li]Common alterations that may put vehicle owners in trouble include engine tuning, fitting alloy wheels, height spacers and other modifications meant to reduce the risk of theft or vandalism.[/li][li]Several … from the car manufacturers, raising questions on the safety of such vehicles.[/li][/ul]

“…odifications have been done without authorisation from the car manufacturers, raising questions on the safety of such vehicles.

…ssdailyafrica.com/bd/economy/panic-as-insurers-cancel-covers-for-modified-cars-3525254

Ati alloy wheels? Most cars nowadays come with oem alloy wheels!

[HABILIS]

I hate those subarus that do that whisle thing on the highway… i hope that is included too.

[mtadao]

Without spacers, some cars would not survive on many Kenyan roads

[fishmonger]

@thesavage

Ati alloy wheels? Most cars nowadays come with oem alloy wheels!

I think it is using rims size beyond what is recommended by manufacturer. Like your car is supposed to use 15" rims but wewe unaweka 17".

[thesavage]

@fishmonger

I think it is using rims size beyond what is recommended by manufacturer. Like your car is supposed to use 15" rims but wewe unaweka 17".

Hapo then they have a point

[Kenyanbor4]

The exact reason why I hate insurance.
Always talking about liabilities and trying to maximize profit in the most legit of reasons.
How many cases of explosive household lpg cylinders have we recorded in 2020/2021?
Have you also realized that despite paying for excess comprehensive cover, in case of an accident the insurance companies would want to pay you cash?

@Chinja

our exposure to liabilities in case of an accident

[Shuma_mre_dani]

Insurance is a scam… Don’t accept payments in the first place… Ukishachukua pesa za mtu sasa unamuambia hauta lipa because of that modification shit? Si they were OK valuing the car and giving you a figure with those modifications on? Mijinga kabisa

[Rene_Descartes]

@Chinja

[SIZE=5]SUMMARY[/SIZE]
[ul]
[li]Common alterations that may put vehicle owners in trouble include engine tuning, fitting alloy wheels, height spacers and other modifications meant to reduce the risk of theft or vandalism.[/li][li]Several underwriting firms are already turning away those with modified vehicles — leaving motorists in limbo since the law prohibits them from driving uninsured cars.[/li][li]UAP Insurance Company on Monday informed its customers that it would no longer insure vehicles that have been modified from using petrol or diesel to LPG.[/li][/ul]
Thousands of motorists face cancellation of insurance covers as underwriters intensify a crackdown on modifications said to be compromising the safety and performance of their vehicles.

Common alterations that may put vehicle owners in trouble include engine tuning, fitting alloy wheels, height spacers and other modifications meant to reduce the risk of theft or vandalism.

Several underwriting firms are already turning away those with modified vehicles — leaving motorists in limbo since the law prohibits them from driving uninsured cars.

UAP Insurance Company on Monday informed its customers that it would no longer insure vehicles that have been modified from using petrol or diesel to liquefied petroleum gas (LPG).

The insurer said some of the modifications have been done without authorisation from the car manufacturers, raising questions on the safety of such vehicles.

“Such modifications lower safety precaution standards and aggregate our exposure to liabilities in case of an accident,” said George Odinga, UAP Insurance general manager for underwriting and reinsurance.

Thousands of motorists face cancellation of insurance covers as underwriters intensify a crackdown on modifications said to be compromising the safety and performance of their vehicles.

Common alterations that may put vehicle owners in trouble include engine tuning, fitting alloy wheels, height spacers and other modifications meant to reduce the risk of theft or vandalism.

Several underwriting firms are already turning away those with modified vehicles — leaving motorists in limbo since the law prohibits them from driving uninsured cars.

UAP Insurance Company on Monday informed its customers that it would no longer insure vehicles that have been modified from using petrol or diesel to liquefied petroleum gas (LPG).

The insurer said some of the modifications have been done without authorisation from the car manufacturers, raising questions on the safety of such vehicles.

source - Business Daily 30 August 2021
Panic as insurers cancel covers for modified cars-https://www.businessdailyafrica.com/bd/economy/panic-as-insurers-cancel-covers-for-modified-cars-3525254

they are just trying to steal from people. how do they know what entails safety of a car if they cannot point out anything tangible? even in the countries those cars are manufactured there no such stupid rules. na wajue market forces are everything.
they can say that aftermarket rims not tested by kebs are bad, or they can say that tinting windscreen, headlights, and front windows raises your premiums. lakini kupayuka ati approval by manufacuturers ni umavi. kama wapi hii dunia waliskia approval by manufactuers?

[Wanaruona]

Suafi. Waban hizo ziko na blaring lights.

[sani]

Insurance ni scam, chukua cover ile mandatory kisheria, zengine wachana nazo