Mnanunuanga magari aje? Kwani mnalipangwa pesa ngapi???

I started earning a Gross salary of 100K in 2016 (Bado sijafika 200K though) na bado siezi afford gari!

KWANI MNALIPANGWA PESA NGAPI?

AMA KWANI MKO NA BIASHARA GANI HIZO SIJUI?

Na msiseme ni rent, my rent is Kshs 18,000, na mimi sio mlevi…but to live the life naishi which is comfortable and eat what I want like I do, I still can’t afford my dream car ya 1M!

Moat people get loans. Majority don’t pat cash

Uko na bibi na watoto?

Huwezi drive and save anything meaningful in Nairobi na 100k (wacha gross, hata net).

If you are a bachelor you can hack it with a 1000cc vitz.

100k net, na family, in Nairobi, sahau kudrive tuu. You cant.

Unless you don’t pay rent ie you have a pigsty.

Because people don’t buy their dream car, they drive what they can afford. And there is nothing like a dream car, every year a new model is released.

Chocha tuu kama kawaida. Nilinunua gari yangu ya kwanza na mshahara ya 40k gross and it was a pretty decent car.
To the OP, ng’ang’ana and set your mind to it. Inawezekana.

Kununua na kuendesha ni vitu mbili different. Huwezi drive na 100k net hii Nairobi if you have a family. Na ukijaribu you wont save anything. Utaishi paycheck to paycheck ama ukuwe watu wa kutumia gari weekends.

OP gari ni expense. Ongeza 50k utaweza kuendesha bila kuumia sana. Na usiende kuongeza watoto and other expenses.

Alternatively shika Demio/Vitz etc zile za 1000cc kama wewe ni bachelor. You can hack it.

Let’s do the math. You earn 100k gross which means kitu 75k-80k Net, right?

Okay. You pay rent plus stima etc kitu 20k,

Food, pleasure na other demands ikule 30k, right?

Umebaki na 80k-20k-30k= 30k

For you to reach 1 million, it will take kitu 30 months (1,000,000 ÷ 30k) = 3 years hivi

Tafuta side hustle which can give you passive income, otherwise owning and maintaining a car of your dream will drain you with that Gross of 100k.

Another blanket statement from a wanker. Why are you making the assumption that everyone traverses the city akitoka home kwenda job? I for one nimeishi South C na kwenda job CBD for four years straight until 2018. Nikatoka CBD job iko South B siku hizi. Mafuta ya 5k is more than enough for monthly runs kwenda job weekdays na raundi weekend.

Hii passive income nyinyi huongea ni gani…rentals or stocks? The talker is already struggling to save 700k to get a jalopy so how is he going to save and have enough capital which would earn him a passive income? The most realistic extra income a hustler can earn in Kenya from side hustling is an active income not a passive one…passive income is a preserve of those with a substantial capital outlay

Usifikirie mambo ya gari kwanza…invest mtu wangu.

Kama unatumia mafuta ya 5k hakuna raundi unaenda. Shut the fk up.

It can be some small businesses hapa na pale. Fungua some few businesses ata kama italeta tu 500/- a day…in the long run, you will have multiple sources of income which can go straight to saving account. It can also be farming, or ata online jobs if ako tech-savvy. If he targets another 60k hivi from these side hustles, in one year he will be owning his dream car.

(Well, the right word I should have used ni side-hustles)

Hapa I agree with you 100%.

Most people don’t understand that passive income is extremely expensive. For example, to make 100k in rent, you might need 10M and that income isn’t even fully passive.

Kuambia mtu amesota about passive income never makes any sense. Active income all day.

Mimi passive income najua for one M you get 50k to 100k a month but you work on it for like 2 hours/day.

Enlighten these chokoraas my learned senior, they just type things outa their arse, things they don’t even comprehend. @Azar Ahai feel copied.

That’s a lot of money to a MGTOW member.

Kwani huwezi afford AE96

Passive income= mnyambo wa punda. Most people who mention passive income wont even name one business. Naona ametaja online jobs. Just ask him which online job is passive @Half_Human